begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
Secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
Thirdly, modern conveniences such as radio, TV, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.Another main disadvantage is the personalization of human relattonships
Dear Sir: I am a sophomore in Nanchang Hangkong University .I major in computer science and technology.In the university ,I try my best to study and never disobey the rules of my college. Certainly,I am also economical in my life. I would like to explain why I apply for bank loan. I come from a average family.My parents have no special technology,so their salary is very low. What's worse, my college 's tuition is more expensive than other colleges.In my college,I must spend about 13 thousand yuan every year.Undoubtedly,it is a heavy burden to my family.So I hope I can apply for 10 thousand yuan successfully,then my parents'pressure will reduce a lot. I'm a honest man.I guarantee that I will pay back the bank loan in two years after graduation.I will spend all the money on my tuition and fees.Dear sir or madam ,please believe in me,I need bank loan very much. Wish you good health! Thank you very much!! Yours sincerely XXX。
Nowdays,about 20 per cent of the undergraduates can't afford the high tuition and living expenses.Some of them have been financed,but sometimes the one who needs most can't get the aid.
Here are the reasons:
First,they know few approachs to get the money.Even if the chance is given,there are plenty of procedures to carry on.This undoubtedly increases the difficulty of being financed.
Second,some companis or persons often want to fund the most excellent one,while the undergraduates who are not that outstanding but very poor can't get the help.
Finally,the number for loans is limited,so the competition is inevitable.If you want to participate in application,maybe you should do more besides submitting material.
In reaction to the phenomenon,it is necessary to set up a unified platform for all the undergraduates in poverty.
By means of scientific and fair management,it is achieved that every impoverished undergraduate can get the finance aid.
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs during the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
Dear president and teachers,
Best wishes!
It has been a great honor to have you as my physical and mental guidance. I feel really grateful to have the opportunity to study in this school. I wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. It is wonderful to live and study in such a harmonious andhappy paradise. I enjoy every moment studying and playing with them.I have become used to getting up early in the morning to study with myroommates have made myself interested in learning. I have fallen in lovewith everything connected to this school. Departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. Learning in this school is everything to me.
However, what happened lately makes me feel that I may have to leavethis school and kiss my school life goodbye forever. My dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. As longas I think of that, I feel as if there would be no light and hope in my life any more. Atthis very moment,your kind and generous figures come into my mind. You have alwaysbeen so friendly to me and make this school like the second home to liveand study. Therefore, could you lend me a hand to help me out of thisdifficult situation so that I can keep on studying in your school to make my learning dreamcontinue? Please trust me that your financial support for me will be totally worth it. I will try my best to workharder to make my school proud of me.
Your sincere student
Li Hua
Dear Sir/Madame, I am a sophomore in Beijing University, majoring in computer science. I am writing to apply for a financial aid for my study in college. I would like to explain more about my situation here. Since I registered here, the expenses have been exerting a negative impact on my study. My mother has suddenly fallen ill and is expecting a major operation. It is beyond my parents ability to finance me through my remaining education and the income I make from my part-time jobs is far from sufficient to finance my own tuition fees. Hence, it is essential for me to get a loan of no less than 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic year. From the part-time job opportunities offered by programs in my school, I will be able to earn more than enough to cover my daily expenses. I have a very good credit record. In addition, lenovo, a computer company, has shown great interests in a software that I designed and promised me a 5000 Yuan monthly salary to start with if I decide to pursue my career there after graduation. So, I can definitely guarantee a repayment of my loan in the coming three years. I would be greatly obliged if my application is granted. Many thanks. Yours sincerely, Li Ming。
October 14, 2007 To whom it may concern, I am writing to you to apply for a student loan. As a freshman from the English Department, I have much financial difficulty in continuing my study. There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in a high school. I took part-time jobs during the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan. If my request is granted, I will make good use of the money and put my heart into study. I will definitely pay back the loan according to the requirements. I hope that you will consider my application. Looking forward to your reply. Yours sincerely, Gao Peng。
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job during the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一个助学贷款申请信。
它可能关注的人,
我给你写信申请学生贷款。作为一个来自英语系一年级的学生,我在继续深造的财政困难。现在特申请1000元的贷款!
我的家庭有五个成员。我的父亲是整个家庭的支柱,我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作,但我的收入是远远不够我的学费。为了继续我的学习,我要申请学生贷款。
如果我的申请被批准,我会好好利用这笔钱,把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚,
XXX
It was the first day of our summer holiday.All of us were very happy.Why?Because we have one months to do things we love to do.We are free.Although we have some homework.But we can finish them in several days.And the rest time we can make good use of.My god!We have been very tired after hard studying.In winter holidays,I want to have full sleepand eat good food in order to replenish myself.Last but not the least,I will have a good rest.2.It was the second day of our summer holiday.I felt good.I felt I am free.I had a lot of time to do things I like.My parents are in Zhongshan.So I live alone but I don't feel lonely.But I didn't do something special.I stayed at home and watched TV.Oh!I wrote an Englishdaily composition.It was my homework.Today,I have slept for 14 hours.I thought I was very tired.It was time for dinner.I must go!I am very hungry.3.I am planning to spend my summer holiday on sports this year.Playing basketball is always my favourite,so some of my classmates and I will form a small team and play basketball together.Sometimes we may have a match against some other teams and I do enjoy the sense when we win the game.4..Home to the floor dirty,my mother did not come home,I decided to sweep the floor.Say to work,I took a broom to clean,a dustbin full and take out the garbage.Although the waist is sour,people also tired,sweating sweat dripping,can see the clean floor,my heart is sweet .5,Today I found time was a cruel thing.Whatever man is,time always goes on.It won't stay to wait for somebody.You can't use anything to exchange time.Time is also a fair thing.Although you have a lot of money or you enjoy high reputation,time won't leave them more.Today I found I hadn't enough time.Although I have more than a-month holiday,but I found I had a lot of things to do.I had a lot of homework to do and I am essential to complete the homework as soon as I have time.6.I have rested for 10 days.In these days,I felt very bored.I didn't know to do what.Although I had a lot of things to do,I felt uncomfortable.I was ill because of the hot weather.I was tired,sleepy and had no strength.My parents are worried about my health.in fact,it didn't matter.I was always in the room with air-conditioner and opened it in a low temperature.So when I went out,the high temperature disagreed to me.At last,I was ill.7.Yesterday was my birthday,so some of my classmates sent me presents.Mother prepared a tea party for me.I invited all of them to come and take part in it.The tea party began at half past six.There were cold drinks and refreshments.We ate,talked and laughed.We felt that we were the happest men in the world.8.It was sunny today.I was excited.I got up at a quarter to seven.I made a appointment to meet at nine o'clock.After I had my breakfast,I went to the Wanjia Market .It was hot outside.When I arrived,my friends didn't arrive.I waited for him in front of the KFC's door.I haven't seen them for a year.And in a year,we didn't come into contact with others frequently.About ten minutes left,my friends arrived one by one.After we greeted,we went to play basketball in Liwan Gymnasium.The match last for tow hours.Oh!I fill very happy today!9.I had a good time last weekend.On Sunday morning,I stayed at home and did my homework.The homework wasn't difficult.After that,I played volleyball with my friends.It was tired,but very exciting.In the afternoon,I cooked dinner for my parents.It was a little difficult,I think.After dinner,I went to swim in the river.I can swim very well.I had a relaxing weekend.10.This morning I had a funny look into the matter.A dog in the ice dancing "ballet." The dog dancing on the ice to slide to slide,and accidentally hit the slide.Open limbs,good or funny.May be unexpected happened,it carefully stood up!Forelegs,but a slip back a Gouchi Shi.Ridiculous,it is a very funny!。
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