begin with, most people now have more money for less hard work. They earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
Secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. Moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
Thirdly, modern conveniences such as radio, TV, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
Nevertheless, living in the 21st century also has its disadvantages. The most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.Another main disadvantage is the personalization of human relattonships
Dear Sir: I am a sophomore in Nanchang Hangkong University .I major in computer science and technology.In the university ,I try my best to study and never disobey the rules of my college. Certainly,I am also economical in my life. I would like to explain why I apply for bank loan. I come from a average family.My parents have no special technology,so their salary is very low. What's worse, my college 's tuition is more expensive than other colleges.In my college,I must spend about 13 thousand yuan every year.Undoubtedly,it is a heavy burden to my family.So I hope I can apply for 10 thousand yuan successfully,then my parents'pressure will reduce a lot. I'm a honest man.I guarantee that I will pay back the bank loan in two years after graduation.I will spend all the money on my tuition and fees.Dear sir or madam ,please believe in me,I need bank loan very much. Wish you good health! Thank you very much!! Yours sincerely XXX。
Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.。
Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.。
不知道好不好,自己看罗。
国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。
自1999年实施以来,在缓解贫困大学生的就学资金压力方面起到了一定的积极作用,但目前由于国家助学贷款制度仍存在政策设计方面的缺陷,贷款的实际覆盖率还很低,而且出现了高违约率现象,严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。
然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of education and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.。
A Letter of Application for a Student Loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.
There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs during the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.
If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.
Yours sincerely,
XXX
A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job during the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX
一个助学贷款申请信。
它可能关注的人,
我给你写信申请学生贷款。作为一个来自英语系一年级的学生,我在继续深造的财政困难。现在特申请1000元的贷款!
我的家庭有五个成员。我的父亲是整个家庭的支柱,我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作,但我的收入是远远不够我的学费。为了继续我的学习,我要申请学生贷款。
如果我的申请被批准,我会好好利用这笔钱,把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚,
XXX
A lot of students have many disadvantages in class now.For example,some students eat snacks in class while the teacher is having class.Some students read after-school books or magazines.Some students talk in low voices.And even a few students may sleep in class.They all don't listen to the teacher carefully.I don't think they are right.I think as a student,we must study hard so that we can learn everything well and get good grades.。
我的大学生活
时间过得真快啊,一晃我已经是大学生了,在大学生活这段时间,经历了很多事,我也结实了很多朋友。在住校这段期间,改变了我很多,例如,我从出生那天起,我从未在外住过,每天都回家里,家务从来没做过,都是父母给我安排好的,然而,到了大学,如何处理我和室友和同学的关系等问题,对我来说都是困难的,但是经过一段时间的锻炼,今天,我和他们相处得很好,自己也能照顾好自己了,更幸运的是,我交了很多好朋友。他们帮助我度过感觉孤单的日子。言语不能表达我对他们真诚的感谢,对大学生活的感谢,大学生活,是你使我变得更独立,坚强,遇到问题,勇敢面对,谢谢你!
my college life
time flies ah, when i have is a college student in college life this time, experienced a lot of things, i also made strong many friends. in live on campus during this time, changed me a lot, for example, from the day i was born, i never lived outside the home, housework every day never doing, all is the parents give i arrange good, however, i went to college, how to deal with my roommate and students of relations with such questions
for me, it's difficult, but after a period of exercise, today, i get along well with them, they can also take good care of yourself, the more fortunately, i made many good friends. they helped me through feeling lonely days. words cannot express my sincere thanks to them for the life of university, thank you, college life, is you make me become more independent, just strong, encounter problems, confront it, thank you!
School is not only a place we can learn something,but also is a small society.
"School videncen"is a popular word in the school during this years.And school videncen have many influence for us too.Many of us suffer form bully of school-bullies nowadays.
So,boycott school videncen is what everyone in school should do.Teachers should have a sense of responsibility and carefully found the things which happened in your students and then timely educate and protect them.As we should have a sense of justive and also have a heart of fighting against with evil.Don't be feared,it just like a spring,you weak it will strong,you strong it will weak.
I think if we unite together to fight against with evil.The school will peace and harmonious again!
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